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Joseph Anthony Mendes
NMLS# 343215

Joseph has been a Bay Area resident for 47 years. He is happily married and has three beautiful children. Since 2006, he has closed approximately 500 purchase and refinance loans!

Joseph has been a lover of cycling since 1987 starting out racing in the junior fields in 1988 before wrapping up a his “serious” cycling career with two seasons racing in Belgium and one season touring the national circuit in the mid-1990's.

Some years after ending his full time cycling career Joseph’s entrepreneurial spirit led to the launching of a small business focused on real estate and mortgages. Joseph has combined his passion for cycling and the real estate/mortgage business by being a sponsor of cyclists throughout California since 2006; giving back roughly $75,000 to the sport that has given him so much.

Here are some additional details regarding Joseph’s mortgage services.

    • He effectively utilizes his business knowledge via his MBA with a specific emphasis in the areas of marketing & finance to develop & implement strategies to help his clients with their real estate & mortgage needs.
    • His excellent communication skills are linked directly to building trust & rapport, key ingredients to a successful mortgage/real estate transaction.
    • Joseph’s mortgage services are second to none. He provides his clients the lowest rate at the lowest cost (or no cost) again & again.


    MBA, Saint Mary’s College, 2004
    Bachelor of Science, San Jose State University, 1998


    • 2nd generation Californian – Bay Area resident – 47 years
    • Wife – Vicky - married 17+ years
    • One daughter, two sons – Alexandra 12, Yianni 9, & Lukas 2

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